From 25.6 to 46.7 million individual clients in one year
Credit fintechs in Brazil are growing at an accelerated pace , your infrastructure needs to keep up.
Credit Products We Build
BNPL (Buy Now, Pay Later)
Flexible checkout installment plans with instant credit analysis and API integration.
Payroll Loans
End-to-end payroll loan management with payroll integration and margin control.
Direct Financing
Configurable credit engine for goods and services financing with digital formalization.
Secured Credit
Collateralized operations with automated guarantee assessment and custody management.
Pre-approved Revolving Credit
Revolving credit limits with periodic reassessment and on-demand usage by the customer.
Receivables Anticipation
Infrastructure for receivables discounting with risk analysis, assignment, and automated settlement.
Full Cycle Orchestrated by APIs
Every stage of the credit cycle is modular, auditable, and configurable for different products and regulations.
AI Applied to Credit
Predictive Models
Dynamic scoring and default prediction with machine learning for more accurate decisions.
Document Analysis
Automated document extraction and validation with generative AI to accelerate formalization.
Fraud Detection
Real-time identification of suspicious patterns using models trained on financial context.
Auditability
Complete traceability of every automated decision with structured and explainable logs.
Ready to Build Your Credit Infrastructure?
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